Raisin ouvre les frontières aux épargnants français

After a massive success in Germany, Raisin makes its online savings platform
Paris available in France and France on May 30, 2016 – Raisin today launched its online platform for European savings products for French individuals . This launch follows the success of Raisin in Germany, where it operates under the name of WeltSparen. In two years, 40,000 Raisin customers have already deposited more than one billion euros via the platform.

Grape offers customers easy access to savings products across Europe, allowing them to deposit money into accounts with higher interest rates than those available in their home country. Raisin has 16 partner banks established in 12 countries, offering a wide range of choices to savers who will use its services.

The French are among the Europeans who save the most. Nevertheless, in 2015, current account deposits benefited the most, with a record increase of 35 billion euros (source: Banque de France , May 2016).

 »  The French lack alternatives combining attractive returns, simplicity and low risks. Grapes allows its Clients, in just a few steps online, to place their savings on foreign bank term accounts offering a higher than average French income for similar products  « , commented the CEO and co-founder of Raisin, Dr Tamaz Georgadze.

All deposits are 100% guaranteed up to EUR 100,000 per saver and per bank per national deposit guarantee scheme, in accordance with EU directives. Grape is completely free to the customer and currently offers interest rates of up to 1.5% through its partner banks.

With this launch, the Berlin-based company sets up the first truly European market for deposits. The platform has a simple integration process that can be completed entirely online. To provide this practical solution for savers across Europe Raisin works in partnership with Keytrade Bank – the first direct bank in Belgium – which provides banking services.
About Grape

Raisin GmbH, under German law, and Raisin France SAS, its wholly-owned French subsidiary, jointly operate the Internet platform www.raisin.fr . Raisin GmbH (formerly SavingGlobal GmbH) was founded in 2012 and today has more than 60 permanent employees of more than 16 different nationalities. Raisin France SAS holds the necessary license to carry out intermediation activities in France. The founders of Raisin remain majority shareholders holding more than 40% of the company. Grape is also supported by several investors such as Index Ventures and Ribbit Capital.

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